[mothered]

No the Bank Had no Idea who the company were. They just said because you used Paypal you're not covered

Your bank has prematurely decided you're not covered, without gathering Information about the company In question - which Is a poor assessment. Ask them to clarify why you're not covered "In Its entirety" when using PayPal. As you can see below, It's not the case at all.

The following statement supports my previous posts, whereby you can claim a Section 75 under the said conditions:

If you use your credit card to pay for something through PayPal and the funds go direct to the seller, then as long as the company you’re buying from has a ‘Commercial Entity Agreement’ with PayPal you may still be able to claim against your credit card company under Section 75 for any misrepresentation or breach of contract by the seller.

Source.