Four Years of Service
Posts: 398
Threads: 31
Pay in 4 question. 05-06-2024, 06:00 AM
#1
If I just use a virtual credit card linked to a blank paypal account and ship to a drop address logically would I not be able to use paypal's Pay in 4 option as a safe backup to refunding not working?
Say I have a $100 purchase. I buy for $25 the first week, attempt to DNA but it does not work, cancel the virtual card and I cannot be charged the remaining $75.
Anyone try this? Am I missing something?
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Three Years of Service
Posts: 58
Threads: 7
RE: Pay in 4 question. 05-06-2024, 07:15 AM
#2
No, you need to apply Paypal pay in 4, if you can successfully do this with other credentials then Yes you can do that. However, if you do this with your own details your credit score will get effected heavily - meaning that it will be hard to apply for Mortgages loans etc
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Three Years of Service
Posts: 50
Threads: 10
RE: Pay in 4 question. 05-22-2024, 12:50 AM
#5
(05-07-2024, 04:56 AM)mcpvperz Wrote: (05-06-2024, 07:15 AM)Immeasureable Wrote: No, you need to apply Paypal pay in 4, if you can successfully do this with other credentials then Yes you can do that. However, if you do this with your own details your credit score will get effected heavily - meaning that it will be hard to apply for Mortgages loans etc
Pay in 4 does not check credit score at all. It's pretty much the same thing as Klarna or Afterpay.
Paypal pay in 3 or pay in 4, Klarna and Afterpay all do a soft credit check in europe atleast i dont know about other regions so if your credit is bad or if the credit limit is almost at 100% u will be rejected
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