[BO55]

Hi.

I am just curious if anyone has got any methods related to car insurance to get it cheaper than the quotes you have been provided. I know comparison sites are good such as comparethemarket but I'd just like to know if anyone has any other ideas to get it cheap.

[SuperHans]

IFAIK, changing your profession and also your address (low crime rates) is a start.

[mothered]

if anyone has got any methods related to car insurance to get it cheaper than the quotes you have been provided

Locate an Insurer who states In their policy that they'll beat any written quote.

Manipulate one quote (that you've been given/will acquire) to your preferred cost, and forward It to the Insurer thereafter.

[BO55]

if anyone has got any methods related to car insurance to get it cheaper than the quotes you have been provided

Locate an Insurer who states In their policy that they'll beat any written quote.

Manipulate one quote (that you've been given/will acquire) to your preferred cost, and forward It to the Insurer thereafter.

Have you personally tried that? Also comparison websites have a reference ID and I believe they check the quote received using the reference number for authentication. I believe it used to work a couple of years ago when you directly phone them.

Also I am aware that changing address details, occupation and other information reduces it by a lot however I am interested in legitimate ways it can be reduced

[mothered]

Have you personally tried that? 

Yes I have with success via social engineering.

Also comparison websites have a reference ID and I believe they check the quote received using the reference number for authentication. 

Provided there's no signs of tampering/editing the document, not every Insurer cross-checks It.

In the event they do, that's when you put your SEing skill set Into action by claiming It Is In fact the quote you've received- as confirmed by the customer service rep over the phone. Of course, nothing of the sort happened. The Intention Is to put the other Insurer at fault, whereby It's an administration error on their end with what they have stored on their systems, as opposed to what you actually have on paper.

To help solidify the SE, tell the Insurer of your choice that you'd like to sign up asap by paying the cost there and then. It's a competitive Industry, so every Insurance company wants your business.

however I am interested in legitimate ways it can be reduced

The only way Is to get cheaper quotes and ask how much they're willing to drop the cost, otherwise you'll opt for another Insurer.

As said, they all want your business, hence they'll do everything they can to get It.

[BO55]

Have you personally tried that? 

Yes I have with success via social engineering.

Also comparison websites have a reference ID and I believe they check the quote received using the reference number for authentication. 

Provided there's no signs of tampering/editing the document, not every Insurer cross-checks It.

In the event they do, that's when you put your SEing skill set Into action by claiming It Is In fact the quote you've received- as confirmed by the customer service rep over the phone. Of course, nothing of the sort happened. The Intention Is to put the other Insurer at fault, whereby It's an administration error on their end with what they have stored on their systems, as opposed to what you actually have on paper.

To help solidify the SE, tell the Insurer of your choice that you'd like to sign up asap by paying the cost there and then. It's a competitive Industry, so every Insurance company wants your business.

however I am interested in legitimate ways it can be reduced

The only way Is to get cheaper quotes and ask how much they're willing to drop the cost, otherwise you'll opt for another Insurer.

As said, they all want your business, hence they'll do everything they can to get It.

Thanks for your advice.

Did you just inform them over the phone that you received a lower quote or did you have to provide any evidence such as a screenshot of the quote? Also without me having a look at the terms, do you know any insurance companies that price match or lower their quotes to its competitors?

[mothered]

Did you just inform them over the phone that you received a lower quote or did you have to provide any evidence such as a screenshot of the quote? 

It depends on the Insurer, but the majority will ask for a written quote.

Also without me having a look at the terms, do you know any insurance companies that price match or lower their quotes to its competitors?

I couldn't tell you offhand.

The globe Is a huge place, so It's Impossible to speak for companies In every country.

[JhonSnow]

I'm not really sure about that list of insurance comparison sites, but if you ever want to find a place that will help you sell your old car, I can definitely help you with that. Try https://www.scrapi.com/scrap-my-car-manchester. This is where I managed to get rid of the old scrap metal on wheels that I inherited after my grandfather died. This vehicle hadn't moved at all in about 20 years, so it was more of a piece of iron in the role of exterior design. I advise you to use the same method if a friend has a situation like this

[thebestser]

!!!! SUPER HQ CAR INSURANCE FRAUD METHOD !!!!!!

1. FIND / MAKE A FAKE DRIVING LICENSE
2. STEAL YOUR PARENTS CREDIT CARD
3. GO TO CAR DEALERSHIP
4. SIGN PAPERS USING YOUR PARENTS CREDIT
5. DRIVE OUT WITH 30K CAR
6. ENJOY PROFITS

[lattenlui]

Sometimes they check your "better" offer online. I tried to SE inner shop with (faked) printed offer, and they checked it online. But you can setup a fake mail or something like this and send you a "special offer" via mail and show this to the Insurance company