[mothered]

I don't know if I've ever met anyone who is getting the speed advertised to them.

Same.

They (ISPs) may well provide the speed, but the question Is, on what level? You could hit 100 Mbps momentarily, and then decline for the majority of the connection. It doesn't change the fact that they've given the speed, but the lack of consistency Is certainly questionable.

Once, i called them up. They claim to be able to refresh the network. Then it goes bk down to 20 again

How long does It remain at It's peak speed before It declines?