[Jiggly]

Carding is like taking from an individual persons bank account. They may need the money to pay for diapers, food or something. As with a company the worst situation is they could be bankrupt and the people having their wallets intact still. Also why you bankrupt a company and start another one, instead of bankrupting yourself.

Imagine you're working for a company that goes bankrupt... A lot more than just the company is affected. All the people working for it are impacted when something drastic happens.