[Auftot]

Carding/Faking is stealing Money from harmless People
SE'ing is like cheating on exam

This is an interesting metaphor and I somewhat agree. It's quite a good way of putting it.

Carding is like taking from an individual persons bank account. They may need the money to pay for diapers, food or something. As with a company the worst situation is they could be bankrupt and the people having their wallets intact still. Also why you bankrupt a company and start another one, instead of bankrupting yourself.

Yes, carding is much worse(in my eyes). I also agree that companies will, at worse, go bankrupt but before that, they normally find a way of losing less money and possibly even catching SE'ers.