[Hypothermia]

This pretty much exploits the fact that they insure buyers even with external sellers.

First, buy your shit. Wait for it to come in.

Next, contact the seller and talk to them. Try to SE them like you would amazon, if you fail, then you can still get a gift card balance to your account. You always want to use "My item did not come" as the excuse, because they want it back if there is a defect.

If you succeed, you're done. If not, keep reading.

Now, go back to the place where you file claims and contact the seller, and make an A-Z claim. You want to get the gift card balance because amazon always denies a refund to the original payment method.

You should be done. You won't get cash back, but you can get your money back in free shit. Used this a very large number of times.