[NorthSpamz]

Get a different bank account and just keep the money there for a while or just report your bank card stolen and get a new one. On the next month 20th day I will get a result of chargeback, but I think it should be a win without a doubt.

If I was to pull all the money out of that account, what kind of response can I expect from the bank? Will I see this account go into a minus (it has no overdraft)? Will this impact my credit score?

Any further insight is greatly appreciated.

yes, your CC or debit will have money owing.  It will affect your credit score if you just leave it unattended.  if it ends up in a lose, at least you know now and everyone holds an L at some point. You can sell the phone for 75%-80% of retail price if you want.

What that poster is suggesting only works for fake accounts or VCC.

Thanks for confirming. I'll have to take this L and look for ways to make this money back.