[Ashitbag]

I know. It seemed like a long shot to me too, but username KingDead said it worked, and he seems legit.

I'm not doubting that It worked at some point.

I just can't fathom how stupid and naive some companies are to approve claims under those circumstances.

I can't fathom that level of stupidity either. But there is stupidity, then there is policy and SOPs. Sometimes companies have a stupid way of doing things, which can be taken advantage of. I would actually like to know how tf this works in the US and not in Europe.