[mothered]

keep in mind that some companies (for example Nike) completely disregard billing adress as long as you don't trigger their anti-fraud system.

Absolutely.

That why I said "some companies" In my previous post.

Basically focus on placing a correct order on the first attempt, if you fail then i suggest to use different account and card (details ofc as well)

To be on the absolute safe side, I always change everything to a completely different credential.

You may as well do It right the first time around. The benefits speak for themselves with every SE thereafter.