[Exodeen]

for me, a police report or a chargeback to the bank = a missed SE

Not necessarily.

For the most part, a PR Is simply required for administration purposes to move forward with the claim, whereas a chargeback pertains to a declined claim.

I think it's part of the research, if you know that a company is going to ask for a PR for a DNA, you'd better change your technique

also, when you make too much DNA and companies systematically make investigators to the delivery service, it can cause you problems
that's why I prefer to avoid DNA as much as possible unless you do 3 SE per year

2 little tips about the PR

• do the SE with a Visa/Mastercard gift card, you can put any name you want since there is no billing address registered, it allows you to put a fake ID for the PR, disadvantage: no chargeback possible if it doesn't work and you have to transfer the gift card funds to your personal account after the refund
  
• false police report, companies rarely call to check if it's a real report, but if they call and find out it's false, you're dead