[blaccent523]

Just successfully did this at Target, now I won't say this is smart to do more than once a year or anything. But in a case where you can just swipe your credit card at a location, and they don't ask for ID or a signature, it seems like you can just buy what you want in person (with a mask on) and say you lost the card and don't recognize the transaction.

Thoughts?

Can you explain more? I was thinking about trying this at a designer store . What exactly did you do to get the refund from target

I did an electronics store because I figured the employees would be very lax.

I just told my credit card company (Amex) I lost my card and don't recognize the transaction, they sent a new one in the mail, cancelled the old one. The credit was given in about 2 days, the investigation was completed in two weeks.