[mothered]

what is an acceptable limit that causes few problems?

Unless the rep has no brain cells left and approves the claim on the spot, due to the nature of the method, almost every DNA has Its fair share of complexities. Investigations, police reports, stat decs and affidavits will be experienced at some point.

In terms of a safe Item value, when It goes beyond the 1k mark, companies tend to pay more attention when assessing claims, thereby (and as already mentioned) an Investigation and police report Is almost a certainty. Don't be surprised If you're also asked to complete a stat dec/affidavit.