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+-- Forum: Hacking (https://sinister.li/Forum-Hacking)
+--- Forum: Social Engineering (https://sinister.li/Forum-Social-Engineering)
+--- Thread: se for better credit? (/Thread-se-for-better-credit)
se for better credit? - izzy - 07-17-2018
not exactly sure where this goes but it involves social engineering and double dips which i have questions for
first of all if you double dip do the people in the system (chat support) know that you double dipped because i was told they only see refunds and delivered items thats it nothing on double dips
second with a credit card if you use it and double dip and sell it and pay within the month dont that technically help your credit score and more beneficial than a debit card being use also credit has more insurance than debit (not gonna go into the law and stuff)
id like to hear peoples thoughts on this and especially to those who do this as i want a good credit score as i somewhat a business person
se for better credit? - maullled - 07-17-2018
(07-17-2018, 04:22 PM)izzy Wrote: not exactly sure where this goes but it involves social engineering and double dips which i have questions for
first of all if you double dip do the people in the system (chat support) know that you double dipped because i was told they only see refunds and delivered items thats it nothing on double dips
second with a credit card if you use it and double dip and sell it and pay within the month dont that technically help your credit score and more beneficial than a debit card being use also credit has more insurance than debit (not gonna go into the law and stuff)
id like to hear peoples thoughts on this and especially to those who do this as i want a good credit score as i somewhat a business person
Yeah but you probably shouldn’t have a credit card if you have no other source of income other than double dipping lol
RE: se for better credit? - izzy - 07-17-2018
(07-17-2018, 05:02 PM)maullled Wrote:(07-17-2018, 04:22 PM)izzy Wrote: not exactly sure where this goes but it involves social engineering and double dips which i have questions for
first of all if you double dip do the people in the system (chat support) know that you double dipped because i was told they only see refunds and delivered items thats it nothing on double dips
second with a credit card if you use it and double dip and sell it and pay within the month dont that technically help your credit score and more beneficial than a debit card being use also credit has more insurance than debit (not gonna go into the law and stuff)
id like to hear peoples thoughts on this and especially to those who do this as i want a good credit score as i somewhat a business person
Yeah but you probably shouldn’t have a credit card if you have no other source of income other than double dipping lol
its not my only source of income and why not if youre good enough at se you have methods down which work youd be surprised how much you can earn just by following a method and if it comes to worst can always return it so in that sense its risk free also people love avoiding tax so if you know someone who has a business ask them to say they employ you (as they have to "pay you" so tax is lower) win win with both sometimes its not how much you earn or what you do its how you use it
RE: se for better credit? - skrtja - 07-18-2018
The way that I know you build credit is by consistently spending and paying it off. So if you spend $13 on Netflix every month on your credit card and pay it off in time then it builds credit. Also, a misconception is you have to spend more to earn more credit. Quite the opposite; the lower the credit utilization ratio the better. How much of your credit limit do you use? 10% 15% 45%? Remember just you spending a couple dollars and paying it off will help your credit. Then, credit is built over time.
RE: se for better credit? - Vultra - 07-18-2018
I wouldn't use a CC because, if you have no source of income, the bill will get bigger and bigger.
RE: se for better credit? - izzy - 07-18-2018
(07-18-2018, 02:56 AM)skrtja Wrote: The way that I know you build credit is by consistently spending and paying it off. So if you spend $13 on Netflix every month on your credit card and pay it off in time then it builds credit. Also, a misconception is you have to spend more to earn more credit. Quite the opposite; the lower the credit utilization ratio the better. How much of your credit limit do you use? 10% 15% 45%? Remember just you spending a couple dollars and paying it off will help your credit. Then, credit is built over time.
paying within the month also helps (you avoid paying interest) building interest what you are saying is some what true i try not to go over 70% and i need to do bigger purchases because hopefully i can plan myself in a position to buy a house from a loan (not a mortgage it is somewhat doable) and rent it off (yes its extremely risky) and to people who keep saying using credit is risky yes do borrow money but i always have money in my debit to pay it off also if you fail you can return the stuff
RE: se for better credit? - mothered - 07-18-2018
(07-17-2018, 04:22 PM)izzy Wrote: not exactly sure where this goes but it involves social engineering and double dips which i have questions for
On these grounds, It's fine.
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