(10-08-2022, 12:16 AM)nonerex Wrote: Am I stupid or will this work? Wouldn’t you be able to SE with a credit card since you will be borrowing the money for an SE then paying the money back when you get the refund. Is there something I’m missing? The reason I want a credit card is because I need more money to SE.

(10-11-2022, 03:22 AM)KingDead Wrote:

(10-08-2022, 12:16 AM)nonerex Wrote: Am I stupid or will this work? Wouldn’t you be able to SE with a credit card since you will be borrowing the money for an SE then paying the money back when you get the refund. Is there something I’m missing? The reason I want a credit card is because I need more money to SE.

There's a few sites all about chargebacks and believe me with a credit card you will win over 90% of your disputes  A good bank using  a Debit Card maybe 70%
I use credit card as much as I can and I pay it in full every month and have never been late  now for almost 2 years. I've probably done 40 chargebacks at least and they haven't closed my account.

I did about 20 chargebacks at a bank with a debit card and even though I had $35,000 in the account they closed it on me. The Bank loses when its debit card. Visa loses when its credit card.

And these shit App Banks? a toss of the coin at best and much more involved.

Not that long ago you couldn't even dispute a debit card. And with a credit card you lose a big dispute $1000, $2000 then just don't pay the credit card because it wasn't your money to begin with.