[CRSN47]

Would it really be that easy? Even with the item being so expensive?

Unless the rep Is brain-dead and approves the claim on the spot, It won't be a straightforward process.

It's very likely an Investigation will be opened, and possibly a police report asked to be filed and returned.

I did some research into police reports in my area, and even doing that, I'm still concerned that it involves them actually coming to your house. Is that the case typically? I couldn't find anything online that allowed online reports to be filed.
Is there any way to avoid a police report?